Last Updated on May 1, 2022 by Paige

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Nowadays, there are a number of credit cards that offer no annual fee, which means more money for groceries, bills, rental cars, travel, and other expenses. Still, doing a little research first before applying for a new card is always wise. Not having to pay a potentially hefty fee each year is great, of course, but some credit cards still offer much better value than others.

Looking to hit the road with an annual fee-free credit card? These cards have the best benefits without the extra costs:

5 Credit Cards That Don’t Charge An Annual Fee

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Wells Fargo Propel American Express Card

This card tops the charts as the best no-annual-fee credit card for the savvy traveler. For starters, consumers receive 30,000 bonus points after spending $3,000 within the first three months. This adds up to about $300 that can be used towards travel, gift cards, or other options. This card from Wells Fargo also triples the points given for car rentals, flights, hotels, and loads of other travel expenses.

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Renting a car? This card provides secondary car rental loss and damage insurance.

Chase Freedom Unlimited Card

This Chase card is another smart option for those looking to reap the benefits of a no annual fee credit card. The Chase Freedom Unlimited card offers 1.5% cash back on all purchases. This means that everything from the cost of your rental car, insurance, and gas to the pretzels and candy you buy for a road trip will put money back in your wallet. Looking for even more flexibility? This card also carries 0% interest for the first 15 months.

Renting a car? This card provides secondary collision (CDW) insurance.

Bank of America Travel Rewards Card

This card offers incredible options for travelers, especially if you’re already a Bank of America customer. For starters, after you rack up at least $1,000 in purchases in the first 90 days, you’ll earn 25,000 online bonus points. These points can be redeemed for a $250 statement credit toward travel purchases. Additionally, this travel rewards credit cards offers flexibility to redeem points for a statement credit. This allows members to pay for rental cars, flights, hotels, vacation packages, cruises, or baggage fees using points earned.

Renting a car? This credit card’s benefits do not include auto rental insurance, trip cancellation insurance or roadside assistance benefits offered by many other travel rewards cards.

Capital One VentureOne Rewards Credit Card

This is another impressive $0 a year credit card for those on the move. The VentureOne credit card from Capital One allows members to earn ten times the airline miles for money spent on thousands of hotels around the world. Better yet, there’s also no foreign transaction fees, which makes international travel even easier. This card also covers damage to your rental car due to collision or theft. Just make sure to check that the vehicle you rent is eligible first.

Renting a car? This card offers secondary collision (CDW) insurance as well as roadside assistance and towing.

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Citi Rewards+ Card

This Citi card is the only card that rounds up to the nearest ten points, making it great for small purchases. Although you’ll only receive one times the bonus points for most purchases—including rental car and insurance fees—you’ll also earn double the points for supermarkets and gas during the first year. For those planning on racking up lots of interstate miles, fueling up the rental car can lead to big savings. Plus, the Citi Rewards+ Card also lets members earn 15,000 bonus points after spending $1,000 within the first three months.

Renting a car? Note that Citibank recently dropped many travel rewards, including car rental insurance, for the vast majority of its cards. If car rental insurance is an important perk for you, then this card is not for you.

More Credit Card Options with No Annual Fee